Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI)
Let us help you understand the difference between SSDI and SSI, then get you the benefits you deserve.
SOCIAL SECURITY DISABILITY INSURANCE (SSDI)
To be eligible for SSDI, you will need to first prove that you meet the minimum qualifications.
SSDI eligibility requirements include the following:
- Meeting the Minimum Work Requirements: You will need to show that you worked for the necessary number of years and earned the minimum Social Security work credits, which are based on your earnings.
- Paying the Proper Taxes: You will also need to show that you have paid Social Security taxes into the Social Security Trust Fund in order to quality for SSDI.
- Having Limited Income and Resources: In order to quality for SSDI benefits, you must meet certain income requirements and provide that you have limited resources.
- Have a Disabling Condition. You will also need to prove that your condition is disabling and severe enough to prevent you from working.
What Is Considered a “Disability”?
In addition to the above-mentioned requirements, you also need to prove that you are disabled according to the Social Security Administration’s (“SSA)”) standards.
The SSA asks the following questions as it assesses whether claimants are classified “disabled.”
- Are you working?
- Is your condition “severe”?”
- Is your condition found in the SSA’s “Listing” of disabling conditions?
- Can you perform the work you did previously?
- Can you perform any other type of work?
SUPPLEMENTAL SECURITY INCOME (SSI)
- Is a needs-based program.
- Is financed by General Revenue versus funds in the Social Security Trust Fund
- There is a limit on income and resources.
- The benefit amount based on Federal & State Laws